Insurance

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DaveJ
Posts: 230
Joined: Fri 27 Feb, 2015 7:02 pm
Location: Chesham, Bucks.
Organisation: FrameCraft
Interests: Picture Framing.

Insurance

Post by DaveJ »

Hi again guys, I was wondering if there are insurance policies specific to the framing industry? Contents insurance, do I need public liability? Sorry I dont really know much about this sort of thing! Any info recomendations please, Thank you.
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GeoSpectrum
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Location: Lincolnshire
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Re: Insurance

Post by GeoSpectrum »

I've always found NFU Mutual very good, particularly if you work from home, but also good if you don't
Alan Huntley
Ashcraft Framing
Bespoke Easels and Self-assembly tray frames
http://www.ashcraftframing.co.uk
DaveJ
Posts: 230
Joined: Fri 27 Feb, 2015 7:02 pm
Location: Chesham, Bucks.
Organisation: FrameCraft
Interests: Picture Framing.

Re: Insurance

Post by DaveJ »

Thanks Alan.
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prospero
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Re: Insurance

Post by prospero »

I'll second that. :D
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Ed209
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Re: Insurance

Post by Ed209 »

I did try NFU but they were not very good when it came to communication and getting a quote.
Hiscox who I went with are very good and explained everything concisely and the quote was very good.



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DaveJ
Posts: 230
Joined: Fri 27 Feb, 2015 7:02 pm
Location: Chesham, Bucks.
Organisation: FrameCraft
Interests: Picture Framing.

Re: Insurance

Post by DaveJ »

Thanks guys I will explore both of those options.
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Steve N
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Re: Insurance

Post by Steve N »

We couldn't even get a quote from NUF, Direct Line and host of others, as soon as we tell them our Post Code, as we are close to a canal and according the Environment Agency we are on a flood plain, even if it hasn't flooded for over 45 years, since the Environment Agency put in flood prevention scheme :head:
Can get most things covered, but not against Flood

So if you have members of the public / customers visiting your premises you will need Public Liability, if you employ staff you will need Employers Liability, Customers work, you will have cover for Goods in Trust etc...........
Steve CEO GCF (020)
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Proud to sell Ready Made Frames
http://www.frontierpictureframes.com
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DaveJ
Posts: 230
Joined: Fri 27 Feb, 2015 7:02 pm
Location: Chesham, Bucks.
Organisation: FrameCraft
Interests: Picture Framing.

Re: Insurance

Post by DaveJ »

Thanks Steve I have all of those except staff its just me...and no flood risk that I know of!!!
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