Insurance for wooden building

Financial, legal, advertising, pricing, marketing, accountancy, bookkeeping, employment, taxation, etc.

Insurance for wooden building

Postby pramsay13 » Thu Jan 19, 2017 1:31 pm

Following on from a previous topic I'm going to be building a log cabin to use as a workshop but my current insurer won't insure a wooden building.
Do any of your framers use a wooden building and who are you insured with?
User avatar
Posts: 1122
Joined: Tue Sep 27, 2011 12:46 pm
Location: Stonehouse, Lanarkshire
Location: Lanarkshire
Organisation: Picture Framer (ML)
Interests: picture framing (no, really!) sport, music


Re: Insurance for wooden building

Postby prospero » Thu Jan 19, 2017 2:29 pm

The building or the contents? Or both?

What's the worst that can happen? It can burn down. :? And if you take precautions you can reduce the risk.
Make sure the electrics are sound. If it's heated make sure you don't use appliances with naked elements or
wood burning stoves, etc. Don't do any welding in it. :roll: Pipe in the electricity though a separate circuit breaker.
Keep it tidy and don't allow heaps of shavings/sawdust to accumulate. Also, watch out for rags in bins which can
spontaneously combust.

What else? A tree might fall on it. A plane might crash on it. Aliens might abduct it. :shock:

So apart from fire risk it's fairly safe. Put some f-off locks on it and I'd say you could sleep easy.

Think of an arbitrary figure that you might have had to pay in insurance premiums. Every month put this amount in
a seperate bank account. In about ten years you will have enough to buy a new shed. :clap: :ninja:
Watch Out. There's A Humphrey About
User avatar
Posts: 10278
Joined: Tue Jun 05, 2007 5:16 pm
Location: Lincolnshire

Re: Insurance for wooden building

Postby Jamesnkr » Thu Jan 19, 2017 3:01 pm

What sort of insurance? For a business run within the building? Or just the building itself?

The NFU are often more helpful than most.

Return to Business Matters


Picture Framer's Trade Directory
Picture Framer's Oracle

Members Map Header
Members Map
More info
Resources Header
Contact Forum Admin
How to include an image in your post
Cove Box Designer
Download Designer
General supplies
UK Medals
Framers Forum Live!
Support Header
Advertise Header
Forum Banner Ads