SUMUP Credit Card Reader

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SUMUP Credit Card Reader

Postby Bagpuss » Thu Jan 10, 2019 10:23 pm

About this time every year, I give some serious thought to getting a Card Reader, the latest one I'm considering is SumUp, no monthly charges and a fixed fee of 1.69% on all cards, apparently ....

Is anyone using SumUp in anger and are you happy with it ?
Thanks in advance,
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My real name is Adam Laver aka "Adam The Picture Framer", just in case you were unsure ; )
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Re: SUMUP Credit Card Reader

Postby kuduframes » Fri Jan 11, 2019 8:01 am

Mobile card readers are a great tool to have, just check your mobile signal is ok !
I currently have iZettle and they charge a nominal 2.75% per transaction. SumUp sounds reasonable at 1.69%
Last weekend I had to pay an emergency plumber using SumUp, you could say it was used in anger ! outrageous charges, plumbing has got to be one of the more lucrative services....
Anyway, first time I'd seen SumUp, the user was quite happy with it.
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Re: SUMUP Credit Card Reader

Postby Justintime » Fri Jan 11, 2019 1:33 pm

I've been using Square for nearly two years. The advantage being that I can take payments over the phone too, which I don't think you can with the others.
Standard rate is 1.75% and 2.5% for over the phone payments.
Over the phone has just allowed me to ensure I have full payment before starting the job, when customers forget their wallet!
Yes mobile signal is very important! I picked up a mobile signal booster from ebay (all the mobile providers offer these).
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Re: SUMUP Credit Card Reader

Postby DEEPJOY » Fri Jan 11, 2019 5:01 pm

Hi Bagpus

i use Sum up on an odd occasion, no real complaints. For between £20 to £30 it's a no brainer, its not a great deal to loose if you fall out of love with it.
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Re: SUMUP Credit Card Reader

Postby aceframer » Sat Jan 12, 2019 10:45 am

I use sumup and find it great, better than a contract one which has some dubious wording and catches !! just add the 1.69% into you costings and thats what you pay, you get a daily sheet from them when they pay you which some each transaction and what the charges were - amex takes a little longer but is still 1.69% rather than 5% on a normal machine - if you dont use it you dont pay anything
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Re: SUMUP Credit Card Reader

Postby Bagpuss » Tue Jan 15, 2019 10:15 pm

Thank you all for your comments, I think I need to just bite the bullet !
My real name is Adam Laver aka "Adam The Picture Framer", just in case you were unsure ; )
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Re: SUMUP Credit Card Reader

Postby Jules007 » Fri Jan 18, 2019 12:04 pm

I use iZettle and am very happy with it. The fees are 1.75% of the transaction and no monthly fees. The card reader sits on a very neat stand which was included and I actually get a lot of customers commenting on how stylish this setup looks.
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Re: SUMUP Credit Card Reader

Postby Tom Chambers » Fri Jan 18, 2019 6:43 pm

I use iZettle and very easy to use, I also have the stand and does look good.
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Re: SUMUP Credit Card Reader

Postby Bagpuss » Fri Jan 18, 2019 10:08 pm

Jules007 wrote:I use iZettle and am very happy with it. The fees are 1.75% of the transaction and no monthly fees. The card reader sits on a very neat stand which was included and I actually get a lot of customers commenting on how stylish this setup looks.


Out of interest, do you have to pay a different rate for a Credit card as opposed to a Debit card ? Also, when do you actually see the money go into your account ? is that amount minus the fee ? This is all new to me : )
Thanks,
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Re: SUMUP Credit Card Reader

Postby Tom Chambers » Sat Jan 19, 2019 9:15 am

Bagpuss wrote:Out of interest, do you have to pay a different rate for a Credit card as opposed to a Debit card ? Also, when do you actually see the money go into your account ? is that amount minus the fee ? This is all new to me : )
Thanks,
Adam/Bagpuss


The money tends to go into your account within 2 days from when transactions are made, and is minus the fees. Rate is the same for credit and debit cards. They also have an invoice option which is 2.5% (I use this for my photography clients to get deposits paid).
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Re: SUMUP Credit Card Reader

Postby Jules007 » Sat Jan 19, 2019 10:28 am

It's 1.75% for all cards including American Express. The money generally is transfered to your nominated bank account 24 hours later.

I also use a dedicated Huawei 7' tablet to run the app instead of using my phone. This is also on a stand which along with the iZettle on it's stand looks very smart and professional to the customer.

It's all really easy and straightforward to set up and you shouldn't be worried that it will be complicated. I know a few other people who are complete technophobes and they have this setup.
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Re: SUMUP Credit Card Reader

Postby Splitstop » Sun Feb 10, 2019 10:12 am

Lots of positive feedback I use iZettle they have just launched there 2nd generation card reader on special offer £19 I got my brother one yesterday & got my self another reader super fast as mentioned above I got a dongle wit Pete paid SIM card just in case there is no signal I use it in 3 separate lines of business the joy of it being mobile and freedom of moving it around good luck you won’t be disappointed with buying any of these loads of people don’t carry cash today
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